All loan applicants must be a Hong Kong resident aged 18 years or above with a fixed income.

How am I eligible to apply for a loan?

We offer extra-large loans of up to 2 million with flexible repayment periods from a minimum of 6 months to a maximum of 108 months. The maximum loan amount depends on individual specific information, including credit rating, monthly income, occupation and their financial situation.

What is the maximum loan amount and maximum repayment period?

Complete the online application and attach the required application documents accurately, and the approval will be approved within 30 minutes at the fastest.

How long does the loan approval application take?

No additional charges or hidden fees, no matter whether the loan application is successful or not.

Are there any charges or hidden fees?

Once your loan agreement has been confirmed and all personal identification has been verified,  approved + cash in within 1 hour. However, the final disbursement may vary depending on individual bank arrangements.

When will I receive the loan after successful approval?

No guarantor or collateral is required to apply for a loan. You only need to provide proof of identity, address proof, bank records and income proof. 

Does my application require a guarantor or collateral?

Bank transfer, cheque transfer, FPS and DDA.

How can I repay the loan?

The loan approval process will fully analyze your current financial situation, including monthly income stability, repayment history, credit score and other information. We will make further assessments according to individual specific circumstances, even exempting one specific requirement.

Can I apply for a loan if I have been bankrupt?

We attach great importance to customer privacy, with multiple firewalls and strict privacy protection procedures to ensure absolute confidentiality and security. For more details, please visit the Privacy Policy: 

How to protect and handle the data and privacy?

Once the loan agreement have been confirmed and signed, the tenor can not be changed.

Can I change the tenor?

Funki Finance Online Application, simplicity process all done over the mobile phone, Time-Saving and Easy Approval. Tailor-made quotation and flexible loan tenor up to 108 months. Approve+Cash in within 1 hour. within 1 hour. Enjoy up to $28,600 cash rewards once successful withdraw!

FAQ